Best referral bonuses
All 18 two-way referral bonuses on ReferralCode.com, ranked by what you get, the form it comes in and the effort to qualify. Mercury leads with $250. Together the bonuses paid in cash, crypto and gift cards are worth $620.
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1
Mercury referral link
Best for startups that can keep $10,000 in a new business account
- You get$250
- FormCash or gift card
- EffortAccount or ID check
- CategoryBusiness
Deposit $10,000 within 90 days
9.0/10 -
2
T-Mobile referral code
Best for postpaid customers switching carriers and keeping their number
- You get$100 prepaid Mastercard
- FormCash or gift card
- EffortPaid purchase
Port in a number to a new postpaid account
8.5/10 -
3
Gusto referral link
Best for small businesses about to run their first payroll
- You get$100
- FormCash or gift card
- EffortAccount or ID check
- CategoryBusiness
Run your first payroll on a paid plan
8.0/10 -
4
American Home Shield referral link
Best for homeowners buying a home warranty plan
- You get$50 Amazon gift card
- FormCash or gift card
- EffortPaid purchase
- CategoryHome & Auto
Buy a plan and keep it 30 days
7.8/10 -
5
ZenBusiness referral link
Best for anyone forming a new LLC or corporation
- You get$50 Amazon gift card
- FormCash or gift card
- EffortPaid purchase
- CategoryBusiness
Form a new company through the link
7.8/10 -
6
Teaching Channel referral link
Best for teachers taking a 3-credit course
- You get$100 off a course
- Worthabout $100
- FormDiscount
- EffortPaid purchase
- CategoryLifestyle
Take a 3-credit course as a new customer
7.5/10 -
7
Gemini referral link
Best for new crypto traders who will trade $100 in the first month
- You get$50 in crypto
- FormCrypto
- EffortAccount or ID check
- CategoryCrypto
Verify your ID, trade $100 within 30 days
7.3/10 -
8
Coinbase referral link
Best for first-time crypto buyers in the US
- You get$20 in Bitcoin
- FormCrypto
- EffortAccount or ID check
- CategoryCrypto
Verify your ID, then trade $15 or more
6.3/10 -
9
The Sculpt Society referral link
Best for new members of an online workout membership
- You get$20 credit
- Worthabout $20
- FormCredit
- EffortPaid purchase
- CategoryLifestyle
New member signs up through the link
6.3/10 -
10
Zipcar referral link
Best for city drivers joining Zipcar on the website
- You get$25 driving credit
- Worthabout $25
- FormCredit
- EffortAccount or ID check
- CategoryHome & Auto
Join on zipcar.com within 30 days
6.0/10 -
11
YNAB referral link
Best for people ready to start a budget and stick with YNAB
- You get1 free month (~$15)
- Worthabout $15
- FormCredit
- EffortPaid purchase
Subscribe after your free trial
6.0/10 -
12
Mixbook referral link
Best for first photo book orders of $50 or more
- You get40% off
- Worthabout $20
- FormDiscount
- EffortPaid purchase
- CategoryShopping
First order of $50 or more
5.8/10 -
13
Tatcha referral link
Best for tatcha skincare orders
- You get$20 off
- Worthabout $20
- FormDiscount
- EffortPaid purchase
- CategoryShopping
Order from Tatcha through the link
5.8/10 -
14
Sam Edelman referral link
Best for sam Edelman shoe and handbag orders
- You get$15 off
- Worthabout $15
- FormDiscount
- EffortPaid purchase
- CategoryShopping
Order from Sam Edelman through the link
5.5/10 -
15
AncestryDNA referral code
Best for buying an AncestryDNA kit when no sale is running
- You get15% off
- Worthabout $12.60
- FormDiscount
- EffortPaid purchase
- CategoryLifestyle
Buy an AncestryDNA kit through the link
5.3/10 -
16
Google Workspace referral link
Best for new businesses setting up email and docs on their own domain
- You get10% off your first year
- Worthabout $8.40
- FormDiscount
- EffortPaid purchase
- CategoryBusiness
Pay for a Business plan for 90 days
4.9/10 -
17
Dropbox referral link
Best for new Dropbox users who want a little more free space
- You get500 MB of extra storage
- WorthNo cash value
- FormOther
- EffortFree to qualify
- CategoryBusiness
Install the desktop app and verify email
3.0/10 -
18
Lyft referral code
Best for new riders taking their first Lyft trip soon
- You getFirst-ride discount
- WorthVaries
- FormDiscount
- EffortFree to qualify
- CategoryHome & Auto
Enter the code before your first ride
3.0/10
How the scores work
Every program gets a score out of 10 from three things you can check on its page:
- Value to you, up to 6 points. The cash-equivalent value of what you get, on a log scale so a $250 bonus beats a $25 one without drowning out everything else. $250 or more earns all 6. Percent discounts are valued on the price or minimum order the terms name.
- Form, up to 2 points. Cash, gift cards and crypto paid in a dollar amount get 2, account credit 1.5, discounts 1. Cash spends anywhere; a discount only counts if you were buying anyway.
- Effort, up to 2 points. Free to qualify gets 2, a paid purchase 1.5, and a new financial account or ID check 1.
Scores update every time the program terms are rechecked. The site earns the referrer reward on every program listed, so earnings can't tilt the ranking: it never enters the score.
Frequently asked questions
What is the best referral bonus right now?
Mercury, with a score of 9.0 out of 10. You get $250. What it takes: deposit $10,000 within 90 days.
Which one is worth the most?
Mercury: about $250 to you (cash bonus).
Which ones pay cash or gift cards?
Mercury ($250), T-Mobile ($100 prepaid Mastercard), Gusto ($100), American Home Shield ($50 Amazon gift card), ZenBusiness ($50 Amazon gift card), Gemini ($50 in crypto) and Coinbase ($20 in Bitcoin).
Which one is easiest to qualify for?
Dropbox. Free to qualify: install the desktop app and verify email.